1. Don't buy anything new until you've paid off the debt on the last one – This is really important, at least for us Americans. We tend to give in easily to ecstasy and temptation. Always remember that your timely desires are just passing clouds and if you buy everything you want you could end up with a hefty credit card bill. Follow the popular 30 day rule. Under which you wait 30 days to think about whether you really need to spend on that particular stuff. Chances are you will lose interest in what you wanted to buy. In addition to this always remember to pay your credit card bill on time, a few days of laziness would cause unwanted interest which can be easily avoided.2. Eating at home and celebrating at home – Eating at home might be an option you have been thinking about for a long time. Why just think and not start doing it? If you don't know how to cook, buy those in tins and preserved ones. Always buy products in bulk so that you get a large discount on them. You can also move the after-work parties to home and offer everyone a glass of coke and some casseroles.3. Plan your vacations in advance – Planning your vacations and vacations in advance can dramatically reduce your travel costs. Tickets booked in advance always cost less than those booked immediately. It is also advisable not to avoid planning holidays during peak hours. Take a few days off from your hectic schedule and plan a vacation much later or before the peak seasons. This can be very doable for single workers and for families it is simply better to plan your vacation in advance. Ignore these sales – You already have a dozen jeans and t-shirts in your wardrobe and you're still thinking about buying new ones only... halfway through paper... and use. It can also cause you to stop and cost you a lot of money. It feels good to drive at normal limits. It is highly convenient to stick to the speed limit, keep gas in the tank and keep the cops away.59. Learn more – Develop a hobby. In my opinion, reading is one of the cheapest – and most beneficial – hobbies around. Most cities have a library available to the public - go there and check out some books that interest you. Then, spend some of your free time in a cozy place in your home, simply reading.60. Buy a comfortable seat – A comfortable seat doesn't mean you have to buy a big one. There are people who live in a 1,000 square foot house and yet find it comfortable to live in. You don't need a gigantic place to live. Instead, buy something more modest and you'll end up with plenty of space and still have plenty of money in your pocket.
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