One of the most important decisions every high school graduate faces comes when applying to college. Deciding where to go and where will have a big impact on student life, and in most cases an important factor for this is money. As a result of this concern, student loans were developed. However, rising student loan debt in recent years has left parents and students wondering if it's worth the risk? As reported by Robin Wilson in her article “A Lifetime of Student Debt? Unlikely” taking a loan to pay for college is a great deal. He makes it clear that few sacrifices may be needed to pay off the loan after graduation, but compared to what students acquire after college, it's a smart loan to take. On the other hand, Kristina Dell points out in her article "I Owe U" that student loans are not the best idea a college applicant could have. Paying off student loans is very difficult, especially because college graduates are paying off their loans with their low-income salaries due to the salary of a new graduate normally, which leads to difficult situations. A few people, like high school counselors, are trying to help control debt by informing students and parents, but both have not yet had a profound impact. Say no to plagiarism. Get a tailor-made essay on "Why Violent Video Games Shouldn't Be Banned"? Get an Original Essay For many students, going to college in the United States involves a very important financial decision. Many families think of college as an investment, the money spent on tuition and fees would be covered by the potential earnings the graduate would have. However, in recent decades, tuition has seen a sharp increase. As Dell's article points out “…the cost of college has increased 538% over the last 30 years” (p.42). Many high school students try to get into their dream university which in most cases has tuition costs that may not be suitable for their financial position. Regardless of these factors and without thinking about the likely consequences, some students end up borrowing money. This situation has led to an increase in unpaid loans and an increase in the number of loans, making the national student loan debt a public concern. High school counselors and nonprofit organizations are working to control the situation. People like Bob Giannino-Rancine or Kantrowitz are trying to inform and prevent parents and students from borrowing excessive money to pay for college. They try to find ways to reduce expenses during the college years or suggest students enter a community college for the first two years and then transfer. However, they know that their work has no effect on the problems if students do not think maturely about the issue. Wilson's article states that taking a loan to go to college is a decision worth making, it may require some sacrifices but in the end it is an investment decision that pays off. Quoting Lauren J. Asher makes his point: “A college degree is still a good investment, but the financial risk for the student has increased.” Wilson also says there are many “silent” students who are repaying their student loans without complaining. These students are also the ones who have borrowed reasonable amounts of money. He says: “Of the 65% facing debt, the average debt is around $20,000. This is just under the price of.