Profit is the main objective of every business organization. In addition to other tasks, they must achieve minimum objectives. The successful functioning of any organization, whatever its nature, largely depends on the planning system it adopts. So project planning is also the most important tool to achieve success over a period. It plays a key role in the effective formulation and implementation of strategic plans. To protect shareholder expectations, effective coordination between various functional budgets is necessary. It is important not only for manufacturing industries but also for banks like ANZ. Banks generate profits by mobilizing their deposits by providing short-term and long-term loans. Furthermore, it can profit by investing productive resources in mutilation. ANZ Bank was founded in 1835 in London. Now it is one of the big companies in Australia and New Zealand providing international banking and financial services in various countries such as China, India, Japan, Korea and so on. Being an international company, it must follow internationally accepted business principles and practices. Similarly, ANZ is also listed on the Australian Stock Exchange. Accordingly, it should have transparency in how it follows corporate governance principles and policies. Each company has its own governance framework adopted by the board of directors and committee members. Here are a number of key areas also adopted by ANZ Bank:1. Regularly monitor and maintain the current volatility and uncertainty that prevails in the market and also identify its influence on the cultural risk and management of ANZ.2. Continuous review and reporting... half of the document... there is no doubt that ANZ is providing credit lines to various companies and help in floating capital in the financial market. But that doesn't prove he's socially responsible. The companies to which the bank has granted a loan could engage in child labor, creating environmental pollution. Banks don't worry about these types of impacts. Therefore, banks like ANZ are conduits for economic resources. They mobilize money by lending to their customers or investing directly in productive sectors. Therefore, when banks invest, they must actively analyze the ethical issues they face. If banks lend their capital to other sectors, even if the bank has not made any mistakes, it is the sector that does it. This does not exempt the bank from moral responsibility. These may be the ethical challenges faced by ANZ bank.