Each package targets a specific group of people and each has its own pros and cons. The Obama Care penalty will defiantly force people into insurance and reduce the mountain of 50 million currently uninsured Americans. Individuals will be penalized $95 or 1% of household income and this amount will increase to $695 or 2.5% of household income if they go uninsured. With various new rules imposed on individual insurance, how previous individual conditioning won will not affect its current status and that no annual limit will be imposed on ten basic health issues such as mental healthcare, maternity coverage and drugs by prescription, will defiantly bring good