Stephen C. Goss has written extensively on the future financial state of the Social Security program for Americans and the world at large. He clearly states that the changes implemented in 1983 on Social Security should bring about a dynamic revolution, such that benefits and other compensation would be paid in full and in a timely manner until 2037. In 2037, it is expected that fund reserves trustees will be practically exhausted. . Once reserves are used, ongoing taxes will be relied upon to pay 76% of benefits. There will be need and need for Congress to deliberate on changes regarding the program. It is estimated that a reduction in benefits by 13% or a sudden increase in the payroll tax from 12.4% to 14.4% or a combination of these two strategies will lead to full payments of expected benefits for the next 75 years. In the article, Stephen Goss explicitly analyzes the financial situation of the Social Security program. It fundamentally analyzes the aspects of solvency and sustainability. It also evaluates the effect of the social program on the federal budget. It is evident that the social benefits that Americans deserve will continue in the future with some adjustments that will be implemented by congress and legislative bodies. Many professionals look at the Social Security program and wonder if they will actually get their benefits. This question can be answered by analyzing the solvency of Social Security trust funds. Solvency can be defined as the position or ability of the trust funds to provide for the trust funds, i.e. Old Age and Survivors Insurance (AVS) benefits and Disability Insurance (DI) benefits, which are special. Along with the Hospital Insurance (HI) Trust Fund...... half of the document...... all their employees contribute money to the kitty. The mandatory payments will then prove useful and meaningful in their old age. All new employees must be provided with this information about the importance and benefits of the program. They also need to recognize the fact that this will be a legal deduction in their monthly pay schedule. This essentially prepares workers psychologically to be ready for monthly deductions on their wages and ensures a good interrelationship between employers and workers. Works Cited Clements, B. J. (2014). Fair and sustainable pensions: challenges and experiences. Washington, DC: International Monetary Fund. The future financial status of the Social Security program. (n.d.). The future financial status of the Social Security program. Retrieved May 14, 2014, from http://www.ssa.gov/policy/docs/ssb/v70n3.